Need a study loan?

College fees -- two words that can strike terror in the heart of any parent. And if their offspring decides to take a professional course, or decides to get a master's degree, woe betide the fond parents.

The minimum fee at an engineering college is Rs 35,000 (the better ones charge more), while an MBA can cost around Rs 200,000; at a foreign university the same comes with a tag of Rs 15 lakh (Rs 1.5 million) or so.

Yes, this is bad news, but here's worse. Banks are no longer offering study loans with the open-handed generosity of a few years ago, especially to students who plan to study abroad. The reason for this is that the default rate is rising in banks' education loan portfolios. According to a public sector bank official, the problem of default is worse in the case of overseas education, as students change their address without informing the bank.

Even students from prestigious engineering and management institutions default on their payments. And banks find it difficult to track them given the trend of job-hopping and city-hopping.

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Top 10 Digital Cameras

Are you looking around for Digital Cameras?
What's a party or holiday without great photographs?

Today, you can capture all the fun using a digital camera. View photographs instantly, then e-mail them to friends immediately!

If you are planning to splurge on one though, do it wisely. Follow our shopping guide for the best buys in the market.

Click here to explore all the Top 10 Digital Cameras

Want to study law?

What: The University of Delhi, Faculty of Law, will conduct entrance tests at Delhi for admission to its LLB and LLM programmes.

Details

LLB

~ Date of examination: June 25

Are you eligible?

~ You must be a graduate/ post-graduate with a minimum overall aggregate of 50 percent from a recognised university.

LLM

~ Date of examination: July 2

Are you eligible?

~ You must hold an LLB degree (three/ five year course) with a minimum overall aggregate of 50 percent from a recognised university.

Note: Candidates appearing/ awaiting results of the qualifying degree examination are also eligible to apply.

How to apply

~ Obtain the prospectus and application form from the admission form counter, Faculty of Law, University of Delhi, by paying Rs 100 in cash.

~ Or, by sending a demand draft of Rs150 drawn in favour of the Registrar, University of Delhi, payable at Delhi.

~ Or, download the application form by visiting http://www.du.ac.in/.

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CAT 2006: A six month strategy

The Common Admission Test for admission to the IIMs is just six months away; it will be held on November 19, 2006.

If you are giving CAT this year, it's possible your studies have been derailed due to various controversies and ongoing debates -- reservations at the IIMs, introduction of CAT prelims and 50 percent minimum requirement at the graduation level to qualify for CAT.

Well, it's high time you got back to your books. Follow our six-month strategy to help you plan and prepare better for this all-important exam.

This article will be followed by subsequent articles that focus on each individual area and detail their preparation strategy.

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Study options after class X/ XII

Career counsellors Srividya and Charmaine Vaz from YoungBuzz discussed career options with Get Ahead readers who have just completed Class X/ XII during a chat on May 12 and this what they had to say: Whatever your dream, with hard work and an aptitude for your field of interest, you can make it happen click here to see in detail